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Most Kids Grow Up Broke Because No One Teaches Them This


Most parents were never taught how money really works.

So kids grow up learning through mistakes, stress, and trial and error.

By the time most people realize it

the habit is already formed.

Give your child a better start early.

Most Kids Learn How to Spend but Never How to Think About Money

That may seem harmless now…


But it doesn’t stay small.


It grows into:

• Constant asking and never feeling satisfied

• Spending without thinking or understanding value

• Dependence on others instead of independence

• Stress, poor decisions, and financial struggle later in life


What starts as small habits in childhood

often becomes a real problem in adulthood.


The habits your child builds today shape the life they live tomorrow.

The Story That Makes It Click

Ruby is faced with everyday money choices.Her story splits into two paths.

On one path, Ruby makes small decisions that lead to smart habits and a strong future.

On the other path, those same decisions lead her in the opposite direction.

Rich Ruby. Poor Ruby.

Children don’t just hear the lesson

they see exactly how choices shape outcomes.

What Your Child Will Learn

• How small choices affect money

• Why thinking before spending matters

• How habits shape the future

• Confidence in making smart money decisions

• How everyday actions turn into long term results


The habits your child builds today will shape the way they handle money for the rest of their life.


Perfect For

• Parents who want to teach money habits early

• Kids ages 4 to 8 learning to spend but not yet how to think about money

• Homeschool families teaching real life skills

• Teachers introducing financial literacy in a fun way


Download immediately and start today.

Rich Ruby Complete Smart Money System for Kids

Everything your child needs to learn, understand, and apply smart money habits.


What Is Inside The Ruby's Complete Smart Money System

Rich Ruby, Poor Ruby


This is where the lesson begins.


Your child learns:

✔ that money decisions affect real life

✔ why habits matter more than luck

✔ how thinking ahead changes results

✔ That effort and planning pay off


It turns big money ideas into a story kids actually enjoy and remember.

Rich Ruby, Poor Ruby Parent & Teacher Guide

This is your support system.


It helps you:

✔ start simple money conversations

✔ explain choices without stress

✔ connect the story to real life

✔ guide your child with confidence


So instead of guessing how to teach money…you have a clear path to follow.

Rich Ruby, Poor Ruby Smart Choices Activity Book

This is where learning becomes action.

Your child gets to:

✔ think through money decisions

✔ spot good and bad choices

✔ build confidence with practice

✔ turn lessons into habits


It transforms the story into real understanding, not just reading, but doing.

Choose How You Want Your Child to Learn

Option 1: Just the Story

Perfect for a quick and simple introduction

👉 $7.99

Option 2: Rich Ruby Complete Smart Money System for Kids

Best for parents who want real results

👉 $27

👉 Most Popular Choice Among Parents

🎯Why Most Parents Choose the System

Reading is only the first step.

Real learning happens when children practice and apply what they learn.

This system helps your child:


• Build real money habits

• Practice decision making

• Understand money in everyday life


👉 Most parents choose this to give their child a real financial head start.

Start Your Child’s Money Journey Today...The Simple Truth... Your child is already forming money habits every day. The only question is are they the right ones?

Option 1: Just the Story

Perfect for a quick and simple introduction

👉 $7.99

Option 2: Rich Ruby Complete Smart Money System for Kids

Best for parents who want real results

👉 $27

👉 Most Popular Choice Among Parents

A Better Money Story Starts at Home

With a story to read,

a guide to explain,

and activities to practice,

your child doesn’t just hear about money, they learn how it works.

Unlock the Full Bundle

📌 One-time purchase • Instant download • Read anywhere

Rich Ruby, Poor Ruby Complete Smart Money System

$27